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Terms & Conditions

Draft

Draft — not a final legal agreement

Applicable terms and compliance requirements are still an open decision. This page records product rules that any final agreement must not contradict.

Earnings

ChaiPani Money does not guarantee earnings, survey availability, or approval of any offer. Provider terms may also apply.

Coins

100 coins = ₹1. Coins are platform rewards recorded in a wallet ledger. They are not a bank deposit.

Withdrawals

The minimum is 300 available coins (₹3), paid by manual UPI. Staff aim to process a valid request within 3 business days. Requests may be rejected or cancelled according to published rules. Paid is used only after staff confirm a successful transfer.

Referrals

Referral links track registrations. This version does not pay signup bonuses or commissions on other users’ earning.

Rates and history

The USD-to-INR calculation rate and platform commission can change for future rewards. Historical transactions keep the values used when they were recorded.